06-07-09, Article by Herbert Molano in the Vanguard Weekly News, “DOUBLE BUBBLE TOIL AND TROUBLE - A NEW SHAKESPEAREAN TRAGEDY”

 

On at least six different occasions and in full view of the general public I have commented on the worrisome trend of the City of Glendale’s growing pension obligation.  Less than two weeks ago, during the budget study session, I mentioned it again with the same results.

 

No one on the city council commented on my concerns.  Late last year at one of the last meetings at the Home Owners’ Coordinating Council, the city manager made a presentation on the citys finances.  After he finished, I raised my concerns about the heavy and growing burden of the CalPERS obligations.  He raised his arm and made a zero with the O.K. sign while telling the whole audience, as succinctly as he could, that in some years the payments were zero and that this concern was misplaced.

 

Well, it has taken me a few months, but I finally was able to sit in a small conference room at Glendale's finance department to look through the budgets since 1989.  Though the pension obligation extends through all the citys operations and most of the funds that have salary accounts, it is the general fund that is at the heart of my concerns.

 

Back in 1990 the city contributed around 6 million dollars to CalPERS just from the General Fund obligations.  But in the second half of the 1990’s, before the collapse of the tech stock bubble in 2000, the citys pension expense for the General Fund had averaged 5.5 million dollars per year.  That was followed by two years of nearly zero contributions.  But since then it has grown steadily.  In the last seven years it has averaged just over 10 million dollars yearly and the more recent trends are triple those of the 1990's.  It is no accident.

 

In 2001 the city councilmen – three of them who were freshmen – were persuaded by the city management and the safety unions to double their pension benefits.  Thats their 3% 30 year package.  It allows them to claim 90% of their last salary for life (3% of the last salary times the number of years of work up to 30).  They can also retire and claim that benefit at age fifty.  Even in “retirement” they can be rehired as consultants to do the same job and get paid the gross salary amount, in effect, nearly doubling their pay.

 

The 2001 decision was based on the councilmens understanding that the increase in the pension was going to cost the city nothing.  Ive been told that by two councilmen directly.  If the majority of the councilmen who voted for the change in the CalPERS contribution calculation also made that decision under an erroneous analysis by the city staff, or worse, under a purposefully misleading analysis, then I believe the city could pursue legal action toward breaking that pension agreement if those who misrepresented the citys future obligations stood to gain significantly themselves from those benefit increases made under false presentations.

 

In the last three years, the budgeted amounts for the citys General Fund pension have been 14, 15, and 16 million dollars respectively, and it is now budgeted for $17 million for the 09-10 budget.  Without those increases, the city would probably not be in the financial strait jacket it is in now, and it would be better able to withstand another financial raid by the California government.

 

We are a long way from zero.  Those magical financial returns by CalPERS that allowed the city to pay nearly nothing, came after the stock bubble of 1999 and 2000, the years when the average price-earnings ratio reached an astronomical 40+ times earnings.

 

Today we are seeing the effects of several major financial decisions from the past.  The one in 1998 turning from a private paramedic service to a government run enterprise;  The 2001 decision doubling the pension benefits to Fire and Police employees;  The 2004 police augmentation plan unjustified by crime trends;  The 2006 four-year MOU with the GFFA;  The 2007 four-year MOU with the GPOA.  All of these increases in the number of employees, the increases in pay, and the doubling of benefits to safety personnel have pushed the future demands on Glendale’s pension contributions significantly without taking into account periodic downturns of the stock market, let alone a historic economic recession.

 

We have a Shakespearean tragedy in the making all over California, but the sun will rise tomorrow and all the citys safety retirees will be laughing all the way to the bank.

 

Herbert Molano